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Management Team

Clayton Howes

Managing Director and Chief Executive Officer

Clayton is a co-founder and has been the Chief Executive Officer of MONEYME since its inception.

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Clayton Howes Clayton Howes

Clayton Howes

Managing Director and Chief Executive Officer

  • Clayton is a co-founder and has been the Chief Executive Officer of MONEYME since its inception.
  • Clayton brings more than 15 years’ experience in the development of brands, business strategy and innovation. He has a strong background of executing capital strategies, building new technologies to replace legacy processes and fostering highly engaged and rewarding team cultures.
  • Prior to establishing MONEYME, Clayton spent eight years at Vodafone and Vodafone Hutchinson Australia where his roles included Head of Retail Channels & Head of Retail Transformation, Head of Sales Strategy & Distribution Management, Head of Sales Investments & Planning and Commercial Finance Manager. During this time, Clayton was responsible for strategy, finance, sales and business transformation.
  • Clayton previously worked for Glaxo Smith Kline in United Kingdom within strategic mergers management and planning.
  • Clayton has a Bachelor of Commerce (Statistics, Economics and Finance) from Oxford Brookes University. He also has a Certificate in Business Accounting from the Chartered Institute of Management Accountants.

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Neal Hawkins

Chief Financial Officer

Neal joined MONEYME as CFO in August 2019.

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Neal Hawkins Neal Hawkins

Neal Hawkins

Chief Financial Officer

  • Neal joined MONEYME as CFO in August 2019.
  • Neal has responsibility for financial control and strategy, treasury, performance management and oversight of corporate governance.
  • Neal has over 20 years of finance and financial services industry experience gained from working in Australia and overseas. His previous roles include being CFO of 86 400, Head of Finance for Cuscal Ltd and CFO for Resimac Ltd.
  • Neal is a member of the Chartered Institute of Management Accountants, has an MBA from the Australian Graduate School of Management and is also a member of the Australian Institute of Company Directors.

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Richard Bray

Chief Sales and Marketing Officer

Richard joined MONEYME in May 2020.

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Richard Bray Richard Bray

Richard Bray

Chief Sales and Marketing Officer

  • Richard joined MONEYME in May 2020.
  • He has responsibility for developing marketing strategies for both the B2B and B2C products at MONEYME.
  • Richard’s background in both digital and traditional marketing spans across real estate, eCommerce and the automotive industries, with a diverse range of roles and skills working at brands such as realestate.com.au, BMW and Porter Davis Homes.

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Jonathan Wu

Chief Product & Operations Officer

Jonathan joined MONEYME in March 2015.

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Jonathan Wu Jonathan Wu

Jonathan Wu

Chief Product & Operations Officer

  • Jonathan joined MONEYME in March 2015.
  • Jonathan has responsibility for credit and payments management and customer experience.
  • Jonathan oversees product performance, end-to-end operations in credit management and executes strategies and manages teams.
  • Jonathan has a Bachelor of Applied Finance and Bachelor of Economics from Macquarie University.

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Amanda Davenport

Chief Transformation Officer

Joined MONEYME in 2019.

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Amanda Davenport Amanda Davenport

Amanda Davenport

Chief Transformation Officer

  • Joined MONEYME in 2019.
  • Amanda has responsibility for Business Intelligence.
  • Amanda oversees data science and analysis, providing useful insights to be business.
  • Amanda has a Bachelor of Accounting and Finance from Liverpool John Moores University (UK) and is a qualified Chartered Management Accountant, with 15 years+ experience in commercial analysis, pricing, strategy planning and product management.

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James Diago

Chief Strategy Officer

James joined MONEYME in January 2014.

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James Diago James Diago

James Diago

Chief Strategy Officer

  • James joined MONEYME at inception and has been the Chief Strategy Officer since September 2021.
  • James is responsible for strategy within the business, covering areas such as M&A, integrations, venture/strategic investments, and product strategy.
  • James has a Bachelor of Business (majoring in Economics and Finance) from the University of Technology, Sydney.

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Frederick Relenas

Chief Technology Officer

Frederick joined MONEYME in March 2017.

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Frederick Relenas Frederick Relenas

Frederick Relenas

Chief Technology Officer

  • Frederick joined MONEYME in March 2017.
  • Frederick has responsibility for management of MONEYME’s technology architecture, systems, security and controls and has a background in delivering Microsoft.Net platforms in financial services.
  • Frederick has more than 19 years’ experience across software development, cloud solutions and product development for UK, US and Australian financial institutions.
  • Frederick has a Bachelor of Science degree in Geodetic Engineering from the University of the Philippines and a Master of Science in Business Information Technology from Solent University, UK.

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Simon Willoughby

General Counsel

Simon joined MONEYME from SocietyOne in 2022.

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Simon Willoughby Simon Willoughby

Simon Willoughby

General Counsel

  • Simon joined MONEYME from SocietyOne in 2022.
  • He had responsibility for MONEYME’s legal, risk and compliance functions.
  • Simon has over 20 years of legal experience in financial service. Prior to his role as General Counsel at SocietyOne, Simon was Head of Legal and Compliance at iSelect Ltd and held a senior management role at ASIC, specialising in consumer credit and financial services.

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Sudhir Bakre

Chief Credit Officer

Sudhir joined MONEYME in March 2022.

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Sudhir-Bakre Sudhir-Bakre

Sudhir Bakre

Chief Credit Officer

  • Sudhir joined MONEYME in March 2022, and was originally part of the SocietyOne leadership team since 2019.
  • He has responsibility for the credit risk management function.
  • Sudhir has over 20 years’ experience in financial services in Asia, USA and Australia in organisations like Citibank and American Express. In his most recent role in Citibank, he was Head of Credit Cards Risk where he led credit strategy development and supported various growth initiatives.

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John Cummins

Chief Investment Officer

John joined MONEYME from SocietyOne in 2022.

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John-Cummins John-Cummins

John Cummins

Chief Investment Officer

  • John joined MONEYME from SocietyOne in 2022.
  • John has responsibility for MONEYME’s Investment function.
  • John has over 30 years’ experience both overseas and locally in the financial markets in buy and sell side roles. Prior to his role at SocietyOne he was Managing Director, Markets at FIIG and before that was Head of Markets Australasia for RBS located in HK and Sydney.

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Nigel Bradshaw

Treasurer

Nigel joined MONEYME in November 2022.

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Nigel-Bradshaw Nigel-Bradshaw

Nigel Bradshaw

Treasurer

  • Nigel joined MONEYME in November 2022. 
  • Nigel has responsibility for day-to-day Treasury operations, including: funding, liquidity, interest rate and foreign exchange risk management.
  • Prior to joining MONEYME, Nigel was Group Treasurer and Head of Sustainability at Volt Bank. Before that he held senior roles in Investor Solutions/Middle Markets and Group Treasury at ING. 
  • Nigel has a Bachelor of Business with a double major in Finance and Economics from University of Technology Sydney, as well as a Graduate Certificate in Political Economy from University of Sydney.

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Alexander Graham

Head of ESG

Alexander joined MONEYME in February 2017.

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John-Cummins John-Cummins

Alexander Graham

Head of ESG

  • Alexander joined MONEYME in February 2017.
  • Alexander is responsible for Environmental, Social, and Governance (ESG), including measuring and improving environmental and social impact, and supporting the governance framework.
  • Alexander has a Bachelor of Arts majoring in Philosophy and Psychology from The University of Sydney.

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Award-winning innovation

*Canstar’s Innovation Excellence Award 2022 was for MONEYME’s product Autopay

Acknowledgement of Country

MONEYME acknowledges Aboriginal and Torres Strait Islander peoples as the first people and Traditional Custodians of the land and waterways throughout Australia. We recognise their continued connection to culture, community and Country, and pay our respects to Elders past and present.

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